Sterling Oak Tax Advisory helps individuals and small business owners resolve IRS tax debt through Offers in Compromise, installment agreements, penalty abatement, and more. Get real answers — not guesses.
Find out what programs you qualify for — no obligation.
By submitting, you agree to be contacted by a Sterling Oak Tax Advisory representative. We do not sell your information. Results vary — see disclaimer below.
Three clear steps from your first call to a resolved IRS case — no confusion, no runaround.
Speak with a tax specialist who asks the right questions, listens to your situation, and gives you an honest assessment of your options — at no cost and with no obligation.
We pull your official IRS transcripts and conduct a full financial analysis. We calculate your Reasonable Collection Potential and identify every resolution program you qualify for — before quoting you a single number.
Our licensed enrolled agents handle all IRS communication, case preparation, and negotiation on your behalf. You decide whether to move forward — only after you see the real options.
Every client situation is different. We identify the right resolution path based on your specific financial picture.
Settle your IRS debt for less than the full amount owed. Available to clients whose income and assets fall below the IRS Reasonable Collection Potential threshold. The IRS makes the final decision — we build the strongest possible case.
See if you qualify →A structured monthly payment plan that stops IRS collections immediately and gives you a manageable path to resolving your balance over time. Often combined with penalty abatement to reduce what you actually owe.
Explore this option →IRS penalties frequently represent 25–40% of a client's total balance. If you have a clean compliance history or a valid documented hardship, we may be able to eliminate a substantial portion of your balance without a complex settlement.
Check your eligibility →If your monthly expenses equal or exceed your income, the IRS can pause all collection activity indefinitely. Stops wage garnishments and bank levies immediately while your hardship status is active.
Learn more →Wage garnishments can be stopped once proper representation is established. We contact the IRS on your behalf, file the appropriate forms, and work to halt collection action quickly.
Stop garnishment →Unfiled returns must be resolved before any IRS resolution program can begin. Our licensed professionals prepare and file all delinquent returns accurately and strategically as part of your full resolution plan.
Get compliant →Every case is unique and past results do not guarantee future outcomes — but our commitment to honest, professional resolution never changes.
Most tax relief companies give you a number before they see a single IRS document. We do not. Every recommendation we make is based on your actual IRS transcripts and your real financial picture.
We never promise a specific settlement amount before seeing your IRS account. Anyone who does is not being honest with you.
We complete a full investigation before collecting any resolution fee. You see the real options first — then you decide whether to move forward.
Your case is handled by credentialed tax professionals — not salespeople. Every enrolled agent's credentials are verifiable at IRS.gov.
All services are delivered in strict compliance with the FTC Telemarketing Sales Rule and California Business and Professions Code.
Results vary. These are real client experiences shared with permission. Individual outcomes depend on each client's specific financial situation.
I had been ignoring IRS letters for three years. The wage garnishment was the wake-up call. Sterling Oak stopped the garnishment within days and got my case resolved through an Offer in Compromise. I couldn't believe the difference.
I owed the IRS money but a huge portion was penalties from my first-ever late filing. Sterling Oak got almost all of the penalties removed through First Time Abatement. The process was clear and they were honest with me at every step.
I'm retired and on a fixed income. I had no way to pay what the IRS was demanding. Sterling Oak got me into Currently Not Collectible status. The calls stopped, the letters stopped, and I can actually sleep at night now.
Honest answers to the questions we hear most often. If you don't see yours here, call us.
The first call is free, confidential, and carries no obligation. Find out what your options actually are — based on real numbers, not guesses.